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If you are a Wells Fargo customer, withdrawing money from an ATM is an easy way to make sure you have enough cash in your wallet. However, for security reasons, banks will tend to limit the amount of money you can withdraw from an ATM on a daily basis.
This is especially important if you have a Wells Fargo debit card. Read on to learn more about Wells Fargo’s ATM deposit and withdrawal limits.
What Is the Maximum Amount of Money I Can Withdraw at a Wells Fargo ATM?
After opening your Wells Fargo checking account and obtaining a debit card, the daily withdrawal limit for your debit card is set at $710. However, if that isn’t high enough for you, you can always request a raise. Call Wells Fargo Customer Service by phone or in person.
To find out what the Wells Fargo withdrawal limit is, call the number on the back of your card or go to a Wells Fargo branch and ask one of the bankers. You can also log in to Wells Fargo Online and choose “Open Map Details”. You can find your limits in “Limits for this card”.
The daily withdrawal limit is reset every day at midnight.
What Is the Maximum Deposit Limit for Wells Fargo ATMs?
There is no limit to the amount you can deposit at a Wells Fargo ATM. However, some ATMs put a limit on how many bills or checks you can deposit in a single transaction, but this is mainly based on the restrictions of the ATM itself. Solve this by making multiple trades until you reach the desired amount.
There is a limit to the amount of money you can deposit when depositing checks through the mobile app. Check the app to find out what your limit is. This limit can also be increased if you need it.
How To Increase ATM Withdrawal and Deposit Limits
All you need to do to increase your ATM deposit and withdrawal limits for Wells Fargo is to call their customer service. You can also go to a branch and speak to a banker, or you can call one of the numbers on the back of your card.
What Is the Purchase Limit on a Wells Fargo Debit Card?
There is also a limit on the total amount of purchases you can make with your Wells Fargo debit card. This limit may vary and should have been stated on the materials you received when you received your card.
To verify your debit card’s purchase limit, you can:
- Sign up with Wells Fargo Online
- Check out the Wells Fargo mobile app
- Call Wells Fargo at 1-800-869-3557
How To Get Cash If You’ve Reached Your Limits
If you reach the maximum of your withdrawal limit on your Wells Fargo debit card, there are other options available if you need more cash. Let’s hear they are a couple:
Get Cash Back When You Make a Purchase
When you pay with your debit card at participating supermarkets and other retailers, there is a possibility to get a refund. This takes money from your checking account and adds it to your account, essentially allowing you to withdraw money from the retailer. The maximum amount you can get back depends on the retailer.
Withdraw From Another Account
Since the withdrawal limit is determined by your debit card, you can withdraw money from another debit card if it is linked to a different account.
Cash a Third-Party Check
Even if you’ve reached your withdrawal limit for that day, if someone hands you a check and writes it, you can still go to Wells Fargo and cash your check that day. Make sure you have enough money in your account to cover the check if the money is not immediately available. Wells Fargo may not immediately make these funds available when you deposit a third-party check.
Request an Increase
As mentioned above, if the limit you can withdraw from your Wells Fargo account is too low, you can always request a raise by calling the number on the back of your card or customer service.
Go Into a Branch and Withdraw
If you personally withdraw money at a branch, you may be able to withdraw more than your ATM limit. You can do this with one of your own checks.