Deposit checks with Wells Fargo Mobile Deposit directly into your qualifying checking or savings account, saving time only available through the Wells Fargo Mobile app. day that is.
Instead of going to the bank, you can simply snap a picture of the front and back of the check on your smartphone and deposit it from your comfort zone using the bank’s mobile app without having to wait in long lines.
Wells Fargo Online and Wells Fargo Business Online customers who have an eligible checking or savings account are eligible for mobile deposit.
How to Deposit Checks and Bank of America Mobile Deposit Limits
However, there is a monthly limit for Wells Fargo mobile deposits and it will be displayed when you select your deposit account. Once you hit that limit, you won’t be able to deposit another check into the app until next month when the limit resets.
For most customers, Wells Fargo has increased its daily and continuous 30-day mobile deposit limits and ATM withdrawal limits.
You’re probably wondering “how do I deposit my check with Wells Fargo Mobile Deposit. That’s why I’m going to show you how to deposit checks stress-free.
The type of check to be deposited must be paid in US dollars and issued to any bank in the US, including personal, business and most government checks. Checks must be paid and supported by the account holder.
Your money is available. If you deposit before 9pm PST on a business day, your funds will generally be available the next day. If you make a deposit after 9pm PST or on a weekend or public holiday, wels fargo will process the deposit the next business day and your money will normally be available the next day.
When does Wells Fargo post the deduction to your account?
It can be held with your mobile deposit when the withholding is applied to part of your deposit. You will be notified with details of the amount held and when it will be available.
A deposit is made when funds are deposited into your account but are not immediately available to cover charges or withdrawals. Common reasons are:
.Large Deposit Amount
Check deposited returned unpaid
Indications that a deposited check cannot be paid
Read: Bank of America Small Business Loans and Financing – Requirements and How to Apply
How to deposit check with Wells Fargo Mobile
1. Before you can deposit checks with Wells Fargo Mobile Deposit, you must download the app if you don’t have it in the app store and sign up for it.
2. Select Deposit in the bottom bar.
3. Choose the account you want to use for your deposit.
4. Enter the amount of your check.
5. Sign the back of your check and write “Mobile deposit only with Wells Fargo Bank” below your signature (or, if available, check the box that reads “Check for mobile deposit here”).
6. Take a photo of the front and back of your approved check using your mobile device. Follow these guidelines for the photos that work best:
A. Place your check on a smooth, dark colored surface that is well lit.
B. Place your camera directly on the check (not at an angle).
C. Insert the 4 corners into the guides on the camera screen of your mobile device.
7. Submit your deposit.
You can also read: Bank of America Online Banking and Mobile App – How to Register, Deposit Check, Transfer Money and Statement Verification
Once you have completed your deposit, you will receive a confirmation message on your mobile device for each successful deposit. You will also receive a confirmation to your primary email address.
After completing your mobile deposit: Write “Mobile Deposit” and the date on the front of your check. Keep it in a safe place for 5 days and then destroy it. Five days is plenty of time in case the original check is required for any reason.
Depositing a Wells Fargo mobile check is currently free. Your mobile operator’s data and messaging rates may apply.